If you’re planning on hitting the bank soon, you better double-check the calendar.
Bank of America is closing all 3,800 of its branches for 24 hours this Memorial Day, and if you thought Citibank might save the day, sorry to break it to you, it’s shutting too. That means zero access to either bank on Monday, May 26, the day we remember and honor fallen American military heroes.
And it’s not just BofA and Citi. Wells Fargo, Chase, and JPMorgan have also confirmed they’ll be closed, and chances are most big-name banks will be out too. That includes Capital One, PNC, Truist, and others. It’s not business as usual, it’s a full-blown shutdown. So if you were thinking of cashing a check, transferring money in person, or speaking to a rep face-to-face, forget it. Bank of America closed on Memorial Day means just that, no access, no service, and no backup.
Memorial Day isn’t just another long weekend. According to the U.S. Department of Veterans Affairs, it’s the “nation’s foremost annual day to mourn and honor its deceased servicemen and women.” Originally called Decoration Day, it’s been observed since the 1860s, and most of the country pauses to pay tribute, including banks and government services.
If you were planning to hit the bank or mail a package, this next part’s important. It’s not just the banks hitting pause, postal services like FedEx and UPS are also tapping out on Memorial Day. Most FedEx pickup and delivery services will be unavailable. While FedEx Custom Critical will stay online (it always runs, 365 days a year), everything else is essentially on hold.
Same deal with UPS. All major pickup and delivery services will stop for the day. UPS stores may be closed too, though there’s a lifeline if you’re in a jam: UPS Express Critical is still available. If you need it, hit up mnx.com or call 1-800-714-8779 to get help.
Now let’s talk about fraud for a sec. With everyone trying to reach their banks before or after the holiday, scammers will definitely try to jump in. If someone calls or emails you pretending to be from Bank of America or Citi, be extra cautious. Don’t trust it unless you’re calling the number you found yourself, like on the bank’s actual website or printed documents. And if someone calls you with scary account alerts? Hang up and dial your bank directly using a trusted number. Scammers are slick, and holidays are prime time for fraud.
So how do you prep for this full shutdown? Handle any urgent banking or shipping before the 26th. Double-check your bank’s hours online. Set reminders if you’ve got bills due or packages to send. Don’t get stuck waiting ‘til Tuesday when a simple heads-up could’ve saved the hassle.
Here’s a quick reference table to make it easier:
Memorial Day 2025 Closures – Quick Reference
| Service/Bank | Status on May 26 | Notes |
|---|---|---|
| Bank of America | Closed | All 3,800 branches shut for 24 hours |
| Citibank | Closed | No in-person banking available |
| Wells Fargo | Closed | Officially confirmed |
| JPMorgan & Chase | Closed | Will not be operating on Memorial Day |
| Capital One, PNC, Truist | Likely Closed | Not officially confirmed but expected to follow suit |
| FedEx (general services) | Closed | No regular pickups or deliveries |
| FedEx Custom Critical | Open | Emergency service still available |
| UPS (general services) | Closed | Most pickups/deliveries halted |
| UPS Express Critical | Open | Available 365 days a year via mnx.com or 1-800-714-8779 |
| USPS/Post Offices | Closed | As a federal agency, all USPS offices will be shut |
So yeah, it’s not just a long weekend. Whether it’s mailing something, managing your finances, or dodging scam calls, now’s the time to handle your business. May 26 is not the day to run errands. Bookmark this info, share it with your folks, and stay ahead of the holiday shutdown.
