If you’re looking to boost your bank balance this summer, Chase is offering Americans up to $3,000 in free bonus, but you’ll need to act fast.
The limited-time deal is part of a Chase Private Client account promotion, and it expires on July 16, 2025.
Who Qualifies for the Bonus?
To qualify for the bonus, you must open a new Chase Private Client Checking account and deposit at least $150,000 into eligible Chase accounts (this includes checking, savings, or investment accounts).
The steps are straightforward but require a significant amount of savings:
- Meet with a Chase Private Client banker.
- Deposit the funds , minimum $150,000 required.
- Maintain the balance for 90 days.
Once those conditions are met, your bonus will be deposited within 40 days, according to Chase’s official terms.
How Much Money Can You Actually Get?
The bonus depends entirely on how much you deposit:
- $1,000 Bonus: Deposit $150,000–$249,999
- $2,000 Bonus: Deposit $250,000–$499,999
- $3,000 Bonus: Deposit $500,000 or more
It’s worth noting that most Americans won’t qualify for the highest tiers due to the high minimum deposit. However, the entry-level $1,000 reward is still a significant cash bonus for those with enough savings.
What Are the Perks of a Chase Private Client Account?
Besides the bonus itself, Chase Private Client accounts offer:
- No fees on most banking services
- Access to exclusive events and travel perks
- Dedicated support from Private Client advisors
- Higher daily limits and waived fees on wire transfers
Other Chase Bonus Offers You Should Know
If the Private Client account is out of reach, Chase is also offering:
- $900 bonus for new customers who deposit $15,000 into qualifying accounts and meet additional criteria.
- This promo also expires July 16, so timing matters.
Wells Fargo is currently offering a $2,500 cash bonus for large deposits, while Bank of America and other institutions are running targeted mail-based promotions offering between $300 and $500 in “money match” programs.
If you’ve got significant savings and want to make the most of them, the Chase Bank bonus in 2025 is one of the largest on the market. Just make sure to complete all steps before July 16 and maintain your balance for the required 90 days.
For more information or to begin the process, visit Chase.com/PrivateClient.
